Dear Divine Heart-Centered Business Owner, 

You are invited to be part of an amazing group of women who, like you, want to stand in your power as a woman in business, who want to make a difference in the dynamic healing of our planet, and who want to live a life beyond the boundaries of our current economic system. 

You, I know, are one of these women. 

A passionate creative who is ready to start or reorganize a business built on a solid tax and legal foundation, with a financial system that allows the creative expression of your heart and that brings in a healthy income.  
A 10-week group program to Create a Solid Legal, Tax Foundation, and Financial System
that Supports the Heart of Your Business.
Written and Taught by Beth Ann McMerrick of
Accounting Cents Inc and Divine Money Mastery Inc

Starting and running a business can be overwhelming. Business owners face:

Confusion about legal and tax decisions you need to make when starting a business.

Expensive mistakes when setting up your accounting system.

Underestimating the cost of doing business that limits the cash flow in. 

Having your money blocks, drama, and stress show up in your business.

Program dates September 15, 2020 – November 17, 2020. Enrollment deadline: September 6th, 2020 

I worked for 24 years in the financial field as a Corporate Controller and Accounting Manager for both small businesses and multi-million dollar ones. My job was to correct and reorganize the business records to reflect accurate financial information.

If you don’t have accurate financial information you can not make critical decisions about the direction of your business or truly know why you are not making the money you had hoped for. 

I saved businesses, over $1 million dollars in tax liabilities that were the result of bookkeeping mistakes. I saw money wasted on late fees, high-interest costs, overpayment taxes, and more. Big corporations can absorb financial mistakes, but small businesses can’t, and that is why many will close within the first five years.

In 2008, I started my journey as an entrepreneur. I was a single mother of two, I had built my first home, and I was ready to be on my own, out from under the ruling thumb of a boss. 

My goal is to help small businesses put a financial system and strategy in place so that they could last for years and years while being profitable, growing abundantly, and paying as little taxes as possible. 

When I first started my business I was dang surprised by all the emotional money stuff that came up for me. It was a spiritual journey, I wasn’t expecting. There was a lot I had to face in me as I discovered how to create Divinity in Business.

I discovered it was the same for my clients as I helped them. They expressed embarrassment and shame about the financial organization of their business. One person said she felt like she was standing in front of me naked!

I realized that each one of us has a money relationship that is guided by our faulty beliefs and blocks that affect how we manage our money, how much we make, and how we spend it.  The money drama in our personal lives shows up in our businesses as well and stops us from receiving what we want to make. 

You must have a healthy relationship with your money and care for it by spending time with it, learning about it, tracking it, and directing it. I have shifted my relationship with money where I feel the energy of money working for me, rather than against me.

It is my heart’s desire to teach you how to create an amazing business that brings peace and joy to your heart with amazing profits that allow you to care for your family, travel the world, and BE ready for retirement.

Now more than ever, it is time for female entrepreneurs with financial confidence to open a channel for receiving wealth and success in mind, body, spirit, and wallet. I see Millionaire Money Goddesses as the new normal, and that means You!

If you can organize your closet, you can organize your money! 


It really is that simple. It is not about your level of intelligence or about how good you are at math. Running a business is about creating a solid foundation and organizing an accurate system of tracking so that you can be ready for tax time, and It is about creating a Product Profit Plan that accurately estimates the costs.

Benefits of Course:

** Have your business documents and numbers ready for tax time.

** No fancy software needed.

** 14 Money Mastery Documents, all are printable, writeable, and downloadable. Some are PDF writable and some use Excel.

** This Money Mastery System can be used year after year. No new purchases are necessary.

** Know what needs to be done in your business monthly, quarterly, and annually.

** Learn to open yourself more to receive. Receive more money, more clients, and more opportunities.

Answer Big Money Questions:

** Do I have to file quarterly taxes?

** What taxes do I need to file?

**What do I need to have in order for my business to start legally with the IRS and the state I live in?

** How do I price my products and services?

** How do I know if I am making a profit?

** How do I get paid from my business?

** How do I bring my Divine Feminine energy into the business world?

** How do I know which business idea to choose and really go for?

Women, Money, and Divine Business is the place to:

Start or reorganize a business with the tax and legal foundations that work for you.

Create a financial accounting system and that gives you accurate information to make empowered decisions. 

BE ready for taxes every year with peace of mind and confidence. 

Create a pipeline of products that serve clients and create a Divine Profit.

Create a New Money Relationship

The 10-week group program includes:

** Divine Money Mastery Kit – Money Management System mailed to your home. Includes 14 Money Mastery Worksheets- ready made forms, instructions, and checklists for you to use year after year as you watch your business thrive and grow.

**Two comprehensive checklists – Starting a New Business, and What to Do for Taxes – Daily, Weekly, Monthly, and Yearly.

** Nine Online training courses taught by Beth Ann McMerrick: with over eight hours Video and Keynote course curriculum and transcripts, a workbook with each module. Online 24/7 portal access.

** Group Kickoff Call and 9 weekly 90-minute group support and coaching call with Beth Ann via Zoom (over 15 hours of group coaching). Address and clear your money blocks and concerns with coaching from Beth Ann. Receive New Money Energy Mindset skills and tools, get coaching about how this information applies to your business. Calls will be recorded and available in the course on-line portal.

** Accountability and Support on Your Divine Money Journey

Also, enjoy:

Bonus #1: Divine Money University Course: Tune Up Your Financial Vibration – Start shifting your money mindset right away. Available September 1st. Value $99.00

Bonus #2: A set of Divine Money Goddess Oracle Cards written by Beth Ann, mailed to you. The Goddesses will guide you via Mind, Body, Spirit, or Wallet – Value $43.21

Bonus #3: Group FollowUp Call with Beth Ann on December 8, 2020, 2 pm Mountain. Get Ready for the New Year – The best tax strategies to maximize your tax savings. – Value $595.00

Program dates September 15, 2020 – November 17, 2020. Enrollment deadline: September 6th, 2020 

Curriculum Includes:

The Foundation: Ground your business firmly into the earth realm. Proclaim to the Universe your intentions and directions for the growth of you and your business. Set your business up for financial success and the heart-centered impact you want to make. 

Module 1: The Foundation: Create your business with passion and vision.

  • Create a Business with Passion
  • Name Your Business
  • Proclaim Your Divine Money Vision
  • Create Your Personal and Business Goals
  • Group Coaching Call – September 22, 2020, 2 pm Mountain time

Module 2:  The Foundation: Build or restructure your business on a solid legal and tax foundation.

  • Choose a Legal Entity Structure
  • Use the New Business Checklist to form Your Business and understand Basic Tax Requirements
  • Set-up Your Corporate Binder with Your Business and Personal Details
  • Know About the 101 Usual Business Expenses
  • Group Coaching Call – September 29, 2020, 2 pm Mountain time

Divine Accounting for Your Business: You direct the energy of money in your business. Set up a financial strategy that works for you, not against you. Learn to flow with your business and open to the flow of financial abundance. 

Module 3: Divine Accounting for Your Business: Your new relationship with money.

  • Choose Easy, Supportive, and Enlightening Accounting
  • Set your Divine Money Date 
  • Create a Simple Organization System
  • Schedule your Weekly, Monthly, Quarterly, and Yearly Money To-Do Checklist
  • Group Coaching Call – October 6, 2020, 2 pm Mountain time

Module 4: Divine Accounting for Your Business: Money Tracking and Recording

  • List your Monthly Payments 
  • List your Current Products and Prices (for existing businesses)
  • Record your Monthly Business Cash Flow
  • Choose your Document Management System 
  • Group Coaching Call – October 13, 2020, 2 pm Mountain time

Module 5: Divine Accounting for Your Business: Cash Flow Plan

  • Create a River of Cash Mindset
  • Set up your Business Cash Flow Plan aka Budget made better
  • Set up your Personal Cash Flow Plan
  • Group Coaching Call – October 20, 2020, 2 pm Mountain time

Module 6: Financial Strategy to Capitalize on Profit and Maximize Deductions 

  • Understand some Tricky Business Expenses
  • Choose an Accounting Method for reporting to the IRS that works best for You
  • Know Your Business Tax Filing Requirements
  • Create Your Accounting Cycle To Do’s
  • Group Coaching Call – October 27, 2020, 2 pm Mountain time

Products, Pricing, and Divine Profits: Now the real fun begins! Create your passion project that serves humanity. Sell the Art of Your Heart that brings peace into the hearts of your clients and customers. Make a Divine Profit in your business so you can continue to grow and expand your business light onto the world. 

Module 7: Products, Pricing, and Divine Profits: Heart-Centered Money Making Ideas

  • Align with Your Divine Purpose
  • Capture Your Money Making Ideas 
  • Collect Your Money Making Idea Details
  • Group Coaching Call – November 3, 2020, 2 pm Mountain time

Module 8: Products, Pricing, and Divine Profits: Product Profit Plan and Development

  • Create Your Product Profit Plan
  • Value and Price Your Products and Services
  • Group Coaching Call – November 10, 2020, 2 pm Mountain time

Module 9: Products, Pricing, and Divine Profits: From Start to Finish

  • Money Goddess Oracle Cards from idea to the final product
  • Profitable Money Conversations
  • Group Coaching Call – November 17, 2020, 2 pm Mountain time

Women, Money, and Divine Business program value: $10,000.00. Investment $2,500.00

Savings of 25% off investment: $1,875.00

Pay In Full Bonus: 90 minute Money Oracle Session with Beth Ann Value: $195.00

Payment Option available: with early bird savings, 4 equal payments with a non-refundable deposit of $500.00 (including finance charges).

Pay In Full: receive 15% off investment: totaling $2,125.00 

Pay In Full Bonus: 90 minute Money Oracle Session with Beth Ann Value: $195.00

Payment Plan available: totaling $2,540.00.

4 equal payments with a non-refundable deposit of $500.00 (including finance charges).

Course Enrollment deadline: September 6th, 2020

Program dates September 15, 2020 – November 17, 2020. Enrollment deadline: September 6th, 2020.

This program is a good fit for people who are ready to start a business. Or who have started a business yet not put a financial management system in place. It is great for yoga instructors, small mom and pop businesses, and artists, it’s even great for those involved in an MLM program.

This program asks you to:

Bring a level of discipline to yourself and your money by completing home play assignments.

Be open to new perspectives – deeper concepts on traditional financial aspects and functions. 

Commit 5 hours a week to content, group coaching calls, and home play.

Be brave and willing to face money fears. This is why we have our group calls to address the fears and concerns that come up for you.


Imagine: You’re easily receiving money for your services, in a way that nourishes your body and soul. Imagine: Your skills are lifting others, and you are so pleased with the impact you’re having and the generous income you receive.


If you are ready, let’s do this!  Don’t risk the frustration and stress of worrying if everything is done right, don’t risk slow growth of your business and profits. Especially, don’t risk financial loss by not having the right structure or not knowing what you need to know, or having to pay more to fix errors.

Your passion can be in the world rather than you having to work too hard or having to give up your dreams because the money part is not handled.

By stepping into this space for yourself, you open the energy for clients who are ready to invest in your programs and services. You direct the energy of money in a way that flows through your business, supporting you, supporting your clients, and supporting your community. 

Create a Business and Financial System that Supports the Heart of You
Program dates September 15, 2020 – November 17, 2020. Enrollment deadline: September 6th, 2020 

Beth Ann McMerrick is a Holistic Financial Mentor, Money Goddess, International Speaker, Author, and Trusted Accountant. 

She is the Founder and CEO of Divine Money Mastery Inc. and Accounting Cents Inc. celebrating over eight years in business and the author of the Divine Money Goddess Oracle Cards.

Beth Ann specializes in creating and building solid financial foundations, combining spirituality and business sense. Your financial foundation includes mathematical tools, personal financial beliefs, balanced cash flow, and continued forward movement.

In creating your financial foundation, Beth Ann uses a balance of practical money principals and proven accounting tools. She also provides tools and systems to assist individuals to:

Sharpen their financial skills and knowledge.

Increase confidence relating to money decisions and conversations.

Remove doubt, guilt, and fear around money and money activities.

Create a simple money management system that is both profitable and clear.

Beth Ann’s accounting experience includes working in several industries, including those engaged with coaching, health and wellness, retail sales, tax returns, and construction. The companies have ranged from small, single-person to multi-million dollar corporations.

She has also served in many business supervisory and management positions and has experience as a corporate controller and financial auditor.

Limitation of Liability Statement

Beth Ann McMerrick, Divine Money Mastery, Inc. and Accounting Cents Inc. as a whole is not licensed as a CPA. Under no circumstance does Beth Ann McMerrick claim that she is a Certified Public Accountant. All executive accounting decisions are the sole authority of the purchaser. The purchaser is responsible for his/her own decisions, actions, and results as it pertains to the training and suggestions given in this course. As each individual has specific financial situations, it is advised to consult a professional CPA, Accountant, and Lawyer regarding any personal specific business questions or concerns.

Divine Money University is not an accredited University. This content is blessed by Divine and a lifetime of my accounting and management experience, education, and training.

Program dates September 15, 2020 – November 17, 2020. Enrollment deadline: September 6th, 2020 

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